The titanium card + live ledger

One titanium card, one live ledger, every currency. Meridian settles, sorts and reconciles your money the moment it moves.

Get the cardSee how it works
meridian
•••• 4417A. MORGAN
TITANIUM
Payroll · Northwind+$4,820.00
Converted · settled€1,180.00 → $1,281.40
Rent · split 3 ways−$1,050.00 each
Scroll to unfoldBanking services by Meridian Bank, Member FDIC
The titanium card + live ledger

One titanium card, one live ledger, every currency. Meridian settles, sorts and reconciles your money the moment it moves.

Get the cardSee how it works
meridian
•••• 4417A. MORGAN
TITANIUM
Payroll · Northwind+$4,820.00
Converted · settled€1,180.00 → $1,281.40
Rent · split 3 ways−$1,050.00 each
[ 02 ] Anatomy · 01 / 04

Four layers.
One card.

  1. 01
    Face

    Laser-etched and numberless. Your details live in the app, not on the card.

  2. 02
    Secure element

    Keys are generated on the chip and never leave it. Freeze or reissue in one tap.

  3. 03
    Live ledger

    Every swipe posts in real time, sorted and matched to its receipt.

  4. 04
    Titanium shell

    A solid titanium core with a bead-blasted finish.

[ 02 ] Anatomy

Four layers.
One card.

meridian
•••• 4417A. MORGAN
TITANIUM
  1. 01
    Face

    Laser-etched and numberless. Your details live in the app, not on the card.

  2. 02
    Secure element

    Keys are generated on the chip and never leave it. Freeze or reissue in one tap.

  3. 03
    Live ledger

    Every swipe posts in real time, sorted and matched to its receipt.

  4. 04
    Titanium shell

    A solid titanium core with a bead-blasted finish.

[ 03 ] Live ledger

Every swipe,
settled.

Transactions post the moment the card is tapped, sorted by category and matched to their receipts. There is no pending column.

LedgerTODAY
BALANCE$43,442.14
FG
FigmaJust now · Software
−45.00
NW
Northwind payrollJust now · Income
+4,820.00
BB
Blue BottleJust now · Food
−6.50
AW
AWS07:15 · Infra
−312.08
LH
LufthansaYesterday · Travel
−842.10
UB
UberYesterday · Travel
−18.40
[ 03 ] Live ledger

Every swipe,
settled.

Transactions post the moment the card is tapped, sorted by category and matched to their receipts. There is no pending column.

LedgerTODAY
BALANCE$43,442.14
FG
FigmaJust now · Software
−45.00
NW
Northwind payrollJust now · Income
+4,820.00
BB
Blue BottleJust now · Food
−6.50
AW
AWS07:15 · Infra
−312.08
LH
LufthansaYesterday · Travel
−842.10
UB
UberYesterday · Travel
−18.40
[ 04 ] What it does

Four things, done properly.

01 / 04
01

Auto-split.

Rent, dinners, trips. Split a payment as it happens and everyone settles automatically.

Rent · 3 ways$1,050.00 each
02

A card for every purpose.

Create a virtual card per subscription, trip or teammate. Set a limit and an end date.

Travel · Lisbon$1,240 of $2,000
03

Receipts, matched.

Forward an email or snap a photo. Meridian finds the transaction it belongs to.

Matched this month41 of 43
04

Control, instantly.

Freeze, unfreeze and set per-merchant limits from your phone. Changes apply before the next tap.

Card statusFrozen
[ 04 ] What it does

Four things, done properly.

01

Auto-split.

Rent, dinners, trips. Split a payment as it happens and everyone settles automatically.

Rent · 3 ways$1,050.00 each
02

A card for every purpose.

Create a virtual card per subscription, trip or teammate. Set a limit and an end date.

Travel · Lisbon$1,240 of $2,000
03

Receipts, matched.

Forward an email or snap a photo. Meridian finds the transaction it belongs to.

Matched this month41 of 43
04

Control, instantly.

Freeze, unfreeze and set per-merchant limits from your phone. Changes apply before the next tap.

Card statusFrozen
[ 05 ] Your year, counted

See where it all went. And where it grew.

$9,312Saved this year
$0.00FX fees paid
6Currencies held
JanFebMarAprMayJunJulAugSepOctNovDec
[ 05 ] Your year, counted

See where it all went. And where it grew.

$9,312Saved this year
$0.00FX fees paid
6Currencies held
JanFebMarAprMayJunJulAugSepOctNovDec
[ 06 ] Global

Every currency.
One ledger.

Hold, send and spend in local currency at the mid-market rate. Meridian converts only when you tell it to.

EUR → USD1.0859 ▲
GBP → USD1.2702 ▲
USD → INR83.214 ▲
SGD → EUR0.6871 ▲
[ 06 ] Global

Every currency.
One ledger.

Hold, send and spend in local currency at the mid-market rate. Meridian converts only when you tell it to.

EUR → USD1.0859 ▲
GBP → USD1.2702 ▲
USD → INR83.214 ▲
SGD → EUR0.6871 ▲
[ 07 ] Trusted by teams that move fast
NorthwindHalcyonParallel✳FieldnoteOrbital
We closed the books in a day instead of a week.
Priya Raman · Head of Finance, Halcyon
Every card has its own limit and its own end date. Finance stopped chasing receipts entirely.
Tomás Ferreira · Controller, Fieldnote
Paying a team in five countries now takes one tap, and nobody loses money to the exchange rate.
Ada Okafor · COO, Parallel
It is the first finance tool our engineers actually open on purpose.
Jonas Lindqvist · CTO, Orbital
[ 08 ] Get started

Your money,
finally moving.

Apply in a few minutes. Your virtual card works the moment you are approved; the titanium one ships within 5 business days.

Get the card
meridian
•••• 4417A. MORGAN
TITANIUM
[ 08 ] Get started

Your money,
finally moving.

Apply in a few minutes. Your virtual card works the moment you are approved; the titanium one ships within 5 business days.

Get the card